SOFI

§ 01

The read

What the panels below say, in words, and an opinion on it

Constructive

Adoption

What the data says

Holders stand at 190, up 2 (+1.1%) over 7 days and up 24 (+14%) over 30.
On-chain supply is 3.1K shares, down 1.2% over 7 days and up 15% over 30 days (544.57 minted, 126.47 burned). The underlying closed at $14.55, down 14% over 30 days, which is the market's doing rather than the chain's. The supply is worth $45.5K on chain.
The ten largest wallets hold 96% of wallet-held value, about where it was 30 days ago; whales ($100K+) hold 0%.
14 wallets a day moved the token over the last week, about the same as the week before.

What it means

Holders and on-chain supply are both rising: more shares are being brought on chain and spread across more wallets. That is the cleanest demand signal a stock token can show. The price is the underlying's business, not the chain's, so this reads as demand for the wrapper, not a call on the stock.

Concentration is steady but high: the ten largest wallets hold most of the value, so any one of them can move the price on its own.

A mechanical read of this page over the last 30 days, not advice. The rules are fixed: holders against on-chain supply, then concentration, activity and liquidity where they add something. Only the numbers move.

§ 02

Over time

Holders by day, and what the supply was worth

Holders over time

Accounts holding a balance at each day’s end · 120 days · exact

190Now+0.5%24h+1.1%7d

On-chain value over time

SOFI supply × the equity’s close · 120 days

$45.5KLatest0.0%24h-5.7%7d

Issuance by day

SOFI minted and burned · last 120 days

+3.1KNet+7.2Kminted−4.1Kburned

Active wallets

Wallets that sent or received SOFI that day · 113 days

3Today-70.0%7d

§ 03

Holders

Top 100 of 190 accounts with a balance, and how the supply is spread.

Wallets by value · 186 wallets, $23.1K · at the 2026-10-16 close of $14.55 · pools and contracts excludedSnapshot 6m ago

Top 100 concentration100.00%Top 5 wallets: 85.38% · Top 10: 95.96%

Whale concentration0.00%Whales are 0.00% of wallets

Holder concentration

$23.1KWallet value

Top 1–5: 85.38%
Top 6–10: 10.58%
Top 11–25: 3.55%
Top 26–50: 0.46%
Top 51–100: 0.03%
Outside 100: <0.01%

Tier distribution

Tier	Wallets	% Wallets	% Value
Whale$100K+	0	0.00%	0.00%
Shark$10K–100K	0	0.00%	0.00%
Dolphin$1K–10K	5	2.69%	85.38%
Fish$100–1K	8	4.30%	12.02%
Crab$10–100	14	7.53%	2.24%
Shrimpunder $10	159	85.48%	0.36%

Wallet depth by threshold

≥ $1027

≥ $5017

≥ $10013

≥ $2509

≥ $5007

≥ $1K5

≥ $10K0

≥ $100K0

≥ $1M0

110100

In DEX pools49.22%v4 PoolManager + 2 pool contracts

Top 10 wallets48.73%of supply

Everyone else2.05%177 wallets

010x16f36f…8501d1500.305216.00%
020xb65e50…f2f761313.894310.04%
030x92d435…72f765285.13719.12%
040xfac1d7…190f16182.63475.84%
050xdba354…89dbe774.04192.37%
060xdaba38…3cd46654.76861.75%
070x914699…340bb440.01041.28%
080x980633…fb0f2d29.78830.95%
090x99bcea…082fd926.35990.84%
100xd760af…f1aae017.14860.55%

All 100 largest holders, contracts included

#	Account	Balance	Share	Transfers
001	0x8366a3…e40951Uniswap v4 pools	1,502.3115	48.04%	37,942
002	0x16f36f…8501d1	500.3052	16.00%	29
003	0xb65e50…f2f761	313.8943	10.04%	2
004	0x92d435…72f765	285.1371	9.12%	5,471
005	0xfac1d7…190f16	182.6347	5.84%	905
006	0xdba354…89dbe7	74.0419	2.37%	4
007	0xdaba38…3cd466	54.7686	1.75%	5
008	0x914699…340bb4	40.0104	1.28%	8
009	0x548944…a1a11b 0x3f9010f882f532E680A79875AB3e0e525E5E13FB pool SOFI/USDG ↗	36.6805	1.17%	80
010	0x980633…fb0f2d	29.7883	0.95%	1
011	0x99bcea…082fd9	26.3599	0.84%	5
012	0xd760af…f1aae0	17.1486	0.55%	1
013	0x6f0232…bc0f77	8.9424	0.29%	24,424
014	0x7a1d8e…312cd0	6.9824	0.22%	1
015	0x1b7008…27c534	6.8887	0.22%	1
016	0x1caa19…621c90	5.9827	0.19%	1
017	0x9b563d…7c0e65	5.5359	0.18%	1
018	0x88d283…1842b7	4.3016	0.14%	2
019	0xd6d88c…9dfc2f	4.1683	0.13%	4
020	0xdb30ca…41c033	2.9848	0.10%	1
021	0x2516c5…b6b34e	2.1063	0.07%	1
022	0x5cfbf5…3dbc5c	1.8191	0.06%	1
023	0x65010e…c50b0e	1.5611	0.05%	1
024	0xd43df8…8e9081	1.4000	0.04%	1
025	0x099acb…3af884	1.3046	0.04%	4
026	0x1fc74f…5c87ca	1.1733	0.04%	1
027	0xa52afa…ffc808	1.1553	0.04%	3
028	0x16daa4…c317bb	1.0639	0.03%	2
029	0xb6e25d…b3e4b1	1.0122	0.03%	1
030	0x3c9417…2aee0b	0.6300	0.02%	1
031	0xbee2b7…b613f7	0.5812	0.02%	1
032	0xa9877c…9f8b23	0.5300	0.02%	15
033	0x361cd5…593b79	0.4946	0.02%	2
034	0xcb4d2e…2df473	0.4233	0.01%	6
035	0x4e3468…a9a544	0.4108	0.01%	5,106
036	0x9f736f…acf1ae	0.3576	0.01%	82
037	0xea9368…df826a Uniswap v3 pool SOFI/USDG ↗	0.2084	<0.01%	118
038	0xd72e28…be34ae	0.1622	<0.01%	1
039	0x80c42e…bc519e	0.1565	<0.01%	10
040	0xfd5874…f60425	0.1449	<0.01%	3
041	0x0b4f71…e5f4be	0.1433	<0.01%	2
042	0xcd6b98…d09799	0.1319	<0.01%	19
043	0x586486…cf1db0	0.1235	<0.01%	6
044	0x6888f9…0b77fd	0.1151	<0.01%	6
045	0x1275a3…324259	0.1150	<0.01%	2
046	0x4ab666…251ad1	0.1108	<0.01%	2
047	0xdb9ed3…6c3977	0.0990	<0.01%	1
048	0x136ae1…9038d7	0.0964	<0.01%	2
049	0x0fd548…17d4b3	0.0830	<0.01%	2
050	0x3b9c7b…9d2f80	0.0813	<0.01%	2
051	0x4df84a…27e00b	0.0767	<0.01%	1
052	0x48a097…46e13f	0.0676	<0.01%	32
053	0xc27060…9e7bce	0.0523	<0.01%	6
054	0x25b85c…98ed71	0.0508	<0.01%	5
055	0x01e7b7…67e3c4	0.0483	<0.01%	1
056	0xbbe2c7…71e7e7	0.0420	<0.01%	2
057	0x3664ab…a707ab	0.0372	<0.01%	73
058	0xcd1549…62266b	0.0372	<0.01%	2
059	0x0e331a…85da02	0.0305	<0.01%	1
060	0xe703e7…d0d5c3	0.0275	<0.01%	1
061	0x67d28b…ea759c	0.0266	<0.01%	4
062	0xc810ba…b6e808	0.0259	<0.01%	3
063	0x5aafc1…47ede4	0.0212	<0.01%	3
064	0x030178…6845db	0.0162	<0.01%	1
065	0x46c647…239263	0.0160	<0.01%	4
066	0x111111…03a902	0.0135	<0.01%	2
067	0x88bf3a…0cdfdf	0.0126	<0.01%	9
068	0x72bdae…ce5395	0.0113	<0.01%	1
069	0x8f2e76…54657d	0.0112	<0.01%	5
070	0xc06ebb…ae264b	0.0105	<0.01%	10
071	0x46ff84…245dc9	0.0103	<0.01%	6
072	0x69a313…9022ba	0.0102	<0.01%	6
073	0xfac2f4…2c2291	0.0096	<0.01%	4
074	0xfad4c8…6c6c29	0.0087	<0.01%	2
075	0x8e2a9d…309426	0.0086	<0.01%	8
076	0x8d59b9…5c68d2	0.0075	<0.01%	2
077	0xfa00a9…f92a1b	0.0057	<0.01%	8
078	0xc306a1…cd23b1	0.0055	<0.01%	1
079	0x3ad95b…143f09	0.0050	<0.01%	17
080	0xe747fc…537537	0.0038	<0.01%	4
081	0xc73a70…5746d4	0.0037	<0.01%	8
082	0xfbdfe1…ee0088	0.0036	<0.01%	44
083	0x9c0193…34da96	0.0029	0.00%	2
084	0x8dd943…731861	0.0029	0.00%	1
085	0x1352fc…43321b	0.0028	0.00%	66
086	0x3686ec…412e7d	0.0027	0.00%	6
087	0x48d860…f1a2f7	0.0022	0.00%	1
088	0x5f2da2…7e22ac	0.0022	0.00%	1
089	0x8f630d…80b53c	0.0020	0.00%	1
090	0x24380e…e985ba	0.0017	0.00%	2
091	0x8c4f68…42676f	0.0015	0.00%	3
092	0x5a3482…f650f9	0.0013	0.00%	1
093	0xa0f1bc…c7b4e6	0.0012	0.00%	2
094	0x09230f…c05bd2	0.0011	0.00%	7
095	0xac351e…39fe12	0.0009	0.00%	1
096	0x4d9c39…9c37b7	0.0009	0.00%	4
097	0x2cffed…2c9818	0.0008	0.00%	1
098	0x274eaf…0d97bb	0.0007	0.00%	1
099	0x889bc3…b47055	0.0006	0.00%	4
100	0xec8acb…b3cfdd	0.0006	0.00%	2

§ 04

Uniswap v4 pairs

What sits on the other side. A pool is a trading pair, not collateral.

#		Address	Pool id									Hook
001	OLQD	0x627a3…d8a09	0x5e0fda…9d83c8	1.7K OLQD	$0.008476	—	$1.20M	24.14 L	—	—	99.805%	none	20,557,626

A paired token with the dot is indexed: it links to its own page with holders and holders over time. The rest are known by address and pool only.

On-chain state as of 2026-10-20 11:04 UTC. DexScreener figures appear after the next hourly run.

The read

Over time

Holders over time

Uniswap v4 pairs

SOFI

The read

Adoption

Over time

Holders over time

On-chain value over time

Issuance by day

Active wallets

Holders

Holder concentration

Tier distribution

Wallet depth by threshold

Uniswap v4 pairs

On-chain value over time

Issuance by day

Active wallets

Holders

Holder concentration

Tier distribution

Wallet depth by threshold

Concentration over time · Top 10 wallets

Concentration over time · Top 10 wallets

Adoption